Credit Application

Type: Information Object

Status: Active
Industry Sector: Financial Services
Sensitivity Level: Confidential
Personal Information: Sensitive PII

Description:
A request submitted by an individual or organization to obtain credit from a financial institution.

Accessed by Application(s):

Yes

Attributes

Order	Name	Description	Type	Cardinality	Example value
1	Application ID	Unique identifier for the credit application	GUID	Mandatory
2	Applicant ID	Reference to the applicant customer record	Reference	Mandatory
3	Applicant Name	Full legal name of the applicant	String	Mandatory
4	Credit Type	Type of credit product being applied for	Enumeration	Mandatory	Personal Loan
5	Status	Current status of the application	Enumeration	Mandatory	Submitted
6	Employment Status	Employment status of the applicant	Enumeration	Optional	Employed
7	Requested Amount	The credit amount requested by the applicant	Decimal	Mandatory
8	Application Date	Date the application was submitted	Date	Mandatory
9	Decision Date	Date on which the credit decision was made	Date	Optional
10	Currency	Currency of the requested credit amount	Enumeration	Mandatory	EUR
11	Purpose	Stated purpose for the credit	String	Optional
12	Annual Income	Declared annual income of the applicant	Decimal	Optional
13	Decision	Outcome of the credit assessment	Enumeration	Optional	Approved
14	Declined Reason	Reason for declining the application	String	Optional

 Yes
 
 Active
 Sensitive PII
 Confidential
 Financial Services
 A request submitted by an individual or organization to obtain credit from a financial institution.

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