Credit Limit

Type: Information Object

Status: Active
Industry Sector: Financial Services
Sensitivity Level: Confidential
Personal Information: PII

Description:
Approved credit exposure limit assigned to a customer, account or financial product.

Accessed by Application(s):

• Card Management System
• Core Banking System
• Credit Management Application
• Financial Risk Management Application
• Loan Origination System

 Yes

Attributes

Order	Name	Description	Type	Cardinality	Example value
1	Credit Limit ID	Unique identifier for the credit limit	GUID	Mandatory
2	Customer	Customer assigned the credit limit	Reference	Mandatory
3	Limit Type	Type of credit limit	Enumeration	Mandatory
4	Approved Amount	Maximum approved credit amount	Decimal	Mandatory
5	Available Amount	Remaining credit amount currently available	Decimal	Optional
6	Currency	Currency used for the credit limit	String	Mandatory
7	Effective Date	Date when the credit limit becomes effective	Date	Mandatory
8	Expiry Date	Date when the credit limit expires	Date	Optional
9	Approval Status	Current approval status of the credit limit	Enumeration	Mandatory
10	Related Product	Financial product associated with the credit limit	Reference	Optional

 Yes
 
 Active
 PII
 Confidential
 Financial Services
 Approved credit exposure limit assigned to a customer, account or financial product.

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