Credit Risk Assessment

Type: Information Object

Status: Active
Industry Sector: Financial Services
Sensitivity Level: Confidential
Personal Information: PII

Description:
Assessment of credit default risk.

Accessed by Application(s):

• Credit Management Application
• Financial Risk Management Application
• Loan Origination System

 Yes

Attributes

Order	Name	Description	Type	Cardinality	Example value
1	Assessment ID	Unique identifier for the risk assessment	GUID	Mandatory
2	Customer ID	Reference to the assessed customer	Reference	Mandatory
3	Credit Score	Numerical score representing the creditworthiness of the customer	Integer	Mandatory	720
4	Risk Rating	Risk classification assigned to the customer or exposure	Enumeration	Mandatory	Low
5	Assessment Date	Date the assessment was performed	Date	Mandatory
6	Probability of Default	Estimated probability that the customer will default	Decimal	Optional
7	Loss Given Default	Estimated loss if the customer defaults, as a percentage of exposure	Decimal	Optional
8	Exposure at Default	Estimated outstanding balance at the time of default	Decimal	Optional
9	Assessment Model	The scoring or risk model used for the assessment	String	Optional
10	Valid Until	Date until which the assessment remains valid	Date	Optional

 Yes
 
 Active
 PII
 Confidential
 Financial Services
 Assessment of credit default risk.

✏️ Edit