Insurance Coverage

Type: Information Object

Status: Planned
Industry Sector: Insurance
Sensitivity Level: Confidential
Personal Information: PII

Description:
The scope of protection provided by an insurance policy for specified risks, limits and conditions.

Accessed by Application(s):

• Exposure Management Platform
• Insurance Product & Rating Platform
• Insurance Underwriting Application
• Policy Administration System
• Policyholder Service Platform

 Yes

Attributes

Order	Name	Description	Type	Cardinality	Example value
1	Coverage ID	Unique identifier for the coverage record	GUID	Mandatory
2	Policy ID	Reference to the insurance policy this coverage belongs to	Reference	Mandatory
3	Coverage Type	Type of risk or peril covered	Enumeration	Mandatory	Fire
4	Effective Date	Date from which the coverage is in force	Date	Mandatory
5	Expiry Date	Date on which the coverage expires	Date	Mandatory
6	Sum Insured	Maximum amount payable under this coverage	Decimal	Mandatory
7	Currency	Currency of the sum insured	Enumeration	Mandatory	EUR
8	Deductible	Amount the policyholder must bear before the insurer pays	Decimal	Optional
9	Exclusions	Specific risks or circumstances not covered	String	Optional

 Yes
 
 Planned
 PII
 Confidential
 Insurance
 The scope of protection provided by an insurance policy for specified risks, limits and conditions.

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