Insurance Risk

Type: Information Object

Status: Planned
Industry Sector: Insurance
Sensitivity Level: Confidential
Personal Information: PII

Description:
An assessed exposure that may result in an insured loss or claim.

Accessed by Application(s):

• Insurance Product & Rating Platform
• Insurance Underwriting Application
• Reinsurance Administration System
• Risk Engineering Platform

 Yes

Attributes

Order	Name	Description	Type	Cardinality	Example value
1	Risk ID	Unique identifier for the risk submission	GUID	Mandatory
2	Risk Type	Category of risk being assessed	Enumeration	Mandatory	Property
3	Risk Location	Geographic location of the insured risk where applicable	String	Optional
4	Risk Score	Numerical score assigned during underwriting assessment	Decimal	Optional
5	Submission Date	Date the risk was submitted for underwriting	Date	Mandatory
6	Sum at Risk	Maximum potential loss associated with the risk	Decimal	Mandatory
7	Currency	Currency of the sum at risk	Enumeration	Mandatory	EUR
8	Risk Description	Narrative description of the risk	String	Mandatory

 Yes
 
 Planned
 PII
 Confidential
 Insurance
 An assessed exposure that may result in an insured loss or claim.

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